Hart wanted to leave City for good.
Joe Hart says he would have opted for a permanent move away from Manchester City, the England goalkeeper said ahead of his competitive debut for West Ham.
Hart didn't have a choice other than to seal a loan move to the east London club as he was keen to play regularly.
"The permanent move was going to be difficult," Hart - who conceded four goals in West Ham's Premier League opener against Man United on Sunday - told Sky. "I don't think there were too many options for me to go on a permanent, if any. That was my ideal situation.
"When you've asked me questions I've always answered honestly, and ideally I wanted to be signing a permanent deal somewhere so I could set my life up and have a direction.
"It's a short career. The money side of it is great and it is important, but at the end of the day I'm a young guy, I want to play football, that's all I want to do. If going on loan is what needs to happen then for me that's fine."